The personal American Express Platinum card carries a very heavy annual fee of $695. Many people choose to not open this card because of that. However, if you take advantage of the credits and its perks, the annual fee won’t seem as daunting. The most notable credits and perks are:…
21 months after starting my credit card points journey, I was able to realize my dream of seeing Paris and London. Because I was in a rush to go on my dream trip, I did not take my entire family. This trip was just for 2 people. Had I decided…
When you open a credit card you have to pay the annual fee, there is no going around it. For the second year however, when the annual fee posts to your account again, you MIGHT not have to pay it. In the second year of having your credit card you…
There’s nothing more frustrating than having your points and miles go to waste when you worked so hard to save them up for that dream trip. Be aware that banks and airline and hotels set expiration dates for their point and miles reward systems. Below is everything you need to…
When people first hear that they can take almost free vacations simply by opening a credit card, they think its a scam. They think we are simply telling them to open a credit card, put the cost of the trip on there, and then slowly pay off this debt. Traveling…
This resort, located right across the street from Southern California’s beautiful Huntington Beach, was my first category 6 hotel stay on points. Hyatt’s properties fall between a category 1 and a category 8. As you ascend in categories, the price ascends as well, and that is the reason I mostly…
Another place crossed off my bucket list that I never thought I’d see! I’ve always wanted to go to New Orleans for the food, history, and ghosts. Here’s the breakdown of how this was made possible thanks to points and miles. Points Cost The cash value of this 3 night…
What a year it has been! I started my journey in August of 2022. So 2023 was my first ever full year of earning points and miles. My points have come from the welcome bonuses, referrals, spend, and transfer bonuses. Another thing to note is these points and miles come…
My daughters and I just came back from our spooky season themed trip in Las Vegas. We love ghosts and all things paranormal in our house, so when my daughter suggested we go to Zak Bagan’s haunted museum in Las Vegas I jumped on the idea because I knew I…
If you plan on applying for the Southwest credit cards I’d appreciate it of you used my referral links. They are a no cost to you way to support my page. Thank you. https://www.referyourchasecard.com/226L/A04UWZQD0X The Southwest Companion Pass is highly coveted in the points and miles world for 5 good…
